EMI Calculator with Prepayment

Enter the total loan amount you want to borrow.
Enter the annual interest rate for the loan.
Enter the loan tenure in years (e.g., 5.5 for 5 years and 6 months).
Enter the lump sum amount you want to prepay (optional).
Enter the number of extra EMIs you want to pay per year (e.g., 1, 2, 3).
Enter the percentage increase in EMI per year (optional).
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