EMI Calculator with Prepayment Loan Amount (₹) Enter the total loan amount you want to borrow. Interest Rate (%) Enter the annual interest rate for the loan. Loan Tenure (Years) Enter the loan tenure in years (e.g., 5.5 for 5 years and 6 months). Lump Sum Prepayment (₹) Enter the lump sum amount you want to prepay (optional). Extra EMI per Year (Number) Enter the number of extra EMIs you want to pay per year (e.g., 1, 2, 3). EMI Increase per Year (%) Enter the percentage increase in EMI per year (optional). Calculate Save Results as Excel